The creditor has the right to initiate enforcement proceedings when they are unable to collect their debt. The enforcement proceedings are initiated through the Enforcement Offices, and the creditor sends a payment order to the debtor. If the debtor does not object within seven days after receiving the payment order, the enforcement process becomes final and seizure proceedings can be initiated for the collection of the debt. If the debtor does not make the payment, their real estate or income can be seized. In case of objection, the creditor can apply to the court for the annulment of the objection.